Terms and Conditions

Welcome to richtimes.com, owned and operated by Richtimes, LLC, a limited liability company based in California. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions. Please review them carefully.

Acceptance of Terms

By using our website, you agree to these terms. If you disagree with any part of these terms, please discontinue your use immediately.

Website Use

You may use the website solely for personal and lawful purposes. Any unauthorized or illegal use, including but not limited to unauthorized copying or misuse of content, is strictly prohibited.

Intellectual Property

All content created by richtimes.com, including text, graphics, logos, images, and software, is the property of Richtimes, LLC and protected by applicable intellectual property laws. Content and videos linked or embedded from third-party sites are not owned by Richtimes, LLC. All trademarks, videos, and content linked from third-party sites, including but not limited to Paramount, Universal, and other content providers, are owned solely by their respective owners. Linking or embedding videos does not indicate ownership by Richtimes, LLC.

Third-Party Links

Our website may contain links to third-party websites. We do not control and are not responsible for their content, privacy policies, or practices.

Disclaimer of Financial Advice

Richtimes provides educational content and tools only. We are not licensed financial advisors and do not offer personalized financial, investment, tax, or legal advice. Users should consult a qualified professional before making any financial decisions. Richtimes and its affiliates disclaim any liability related to financial decisions made based on our content.

Limitation of Liability

Richtimes, LLC shall not be liable for any damages arising from the use or inability to use this website or the information provided on it.

Modification of Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page, and your continued use of the website constitutes acceptance of the revised terms.

Governing Law

These terms and conditions are governed by the laws of the State of California.

Information Collection

Richtimes, LLC respects your privacy and is committed to protecting your personal information. We collect personal data you voluntarily provide when using our website, such as your name, email address, and other contact information.

Use of Information

We use your information to provide and improve our services, communicate with you, and ensure compliance with legal obligations.

Our website uses cookies to enhance user experience. You may set your browser to reject cookies, but this may limit your experience of our site.

Third-Party Disclosure

We do not sell, trade, or otherwise transfer your personally identifiable information to outside parties, except as necessary for operating our website and complying with legal obligations.

Security

We implement appropriate security measures to protect your personal information from unauthorized access.

Changes to Privacy Policy

We may update our privacy policy from time to time. Changes will be posted on this page, and your continued use of our website constitutes acceptance of these updates.

Content Removal

For content removal requests, please email us at richard@richtimes.com.

Contact

If you have any questions regarding these terms or our privacy practices, please contact us at richard@richtimes.com.